Welcome to Exchange Financial — we've been helping our neighbors finance their homes since 1982. And we're committed to making the mortgage process fast, easy and enjoyable for you.

Tell Us About Your Home
Is your dream house in the city, suburbs or country— new or full of history? At Exchange Financial, we understand what owning a home means to our customers. That's why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service.

We'll Find the Mortgage Program that Works for You
Our access to the latest technology allows us to find the most versatile mortgage programs available. We offer Mortgage Pre-Approvals, Conventional Loans, VA Loans, FHA Loans, Construction Loans, Rural Housing Loans, Refinancing, Non-Conforming Loans — and more.

Awards and Recognition
Grand Rapids, Mich. - Agriculture Under Secretary for Rural Development Thomas Dorr visited Exchange Financial in Grand Rapids, Michigan on June 10 in recognition of National Homeownership Month.
Exchange Financial is one of the most active home lenders in Rural Development's Guaranteed Rural Housing Program. Exchange Financial made the loan guarantee putting Michigan over the $1 Billion mark.

Grand Rapids, Mich. – Rural Development again visited Exchange Financial in Grand Rapids Michigan on February 26^th, 2004 in recognition of it’s contribution to the Rural Development Program.  Exchange Financial was recognized as one of the top 10 lenders in the state of Michigan that supports the use of the Rural Development Program.

Exchange Financial nominated by the Better Business Bureau for "Best in Customer Service" and "Best Advertising" for the 15th Annual Best in Business Awards.  Exchange Financial was the only mortgage company nominated in 37 counties for this award.