There are plenty of reasons to do business with Exchange Financial

• Service: Our staff are experienced, full time Loan Officers. Service is our #1 priority. Each client has the potential to become a referral source for you and us and we expect all our customers to be very satisfied with our service.

• Communication: We will give our customers accurate information up front with no surprises. Our loan officers are available during normal business hours as well as some weekends and evenings, we will call you back.

• We are the lender: This give us more flexibility on many products. Exchange Financial has been serving West Michigan for over 30 years as a top mortgage lender.

• Experience: All our loan officers are very experienced and knowledgeable not just in the mortgage industry but in overall mortgage banking and real estate business. This experience and knowledge allows our staff to efficiently complete our customers transaction

• Competitive Products and Prices: There are numerous programs out there for everyone and Exchange Financial will find the right one to meet your customers needs.

We will work closely with you to get your loan approved. Your loan officer will call you with regular updates and ask you promptly if any additional information is required. Our goal is to help you work through the mortgage process and get you in your new home as soon as possible.

What does the loan process look like?

• Pre-approval
• Writing an offer on a home
• Home Inspections
• Locking a rate
• Home Appraisal
• Title Insurance
• Home Owners Insurance
• Underwriting
• Closing

What documents to I need to bring?

To apply for a loan, you will have to provide us with documentation of your financial situation. We will request a credit report and will verify the information provided in your loan application. Be prepared to give us:

• Social Security numbers and Date of Birth for both you and any co-borrowers
• Copies of checking and savings accounts statements for the past two months
• Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b)
• Recent paycheck stubs
• W-2 forms, or income tax returns for the past two years to verify your income and proof of employment
• Residence history for the past two years
• Sales contract for the purchase of a new home (if you made an offer)

            (Additional documentation might be needed)

Come join the only mortgage company nominated as “Best in Customer Service”.  Exchange Financial Mortgage Corporation is seeking candidates to help us continue to grow our market share.  We are looking for candidates in the following positions:

Sales Manager

Are you looking to expand your mortgage career? Do you enjoy originating loans while leading a team of Home Mortgage Consultants? Do you currently manage a team but find yourself looking for a better opportunity?

As an Exchange Financial Sales Manager your opportunity depends solely on your ability to originate, recruit, and manage an excellent sales staff. You will be fully supported with the latest in technology, marketing, management support, training, in-house processing, underwriting and closing.

Exchange Financial is looking for those individuals who want to help bring our company into the forefront of mortgage lenders in West Michigan and beyond. Please contact Dan or Scott for a confidential interview at info@www.exchangefinancial.com

Loan Officer

Exchange Financial offers you the ability to achieve great income potential while providing all the support you need to make this happen. As a full service mortgage lender, Exchange Financial offers automated underwriting, in-house relationship processing, underwriting and closing. Along with the support of a local team, strong management, and commitment to quality, we also offer you a very aggressive compensation structure along with a full benefits package.

In order for you to be able to better serve your clients, we offer the following products:

• Mortgage Pre-Approvals
• Conventional Loans
• VA Loans
• FHA Loans
• Rural Housing Loans
• MSHDA
• MCC – Mortgage Credit Certificate
• Escrow Program
• Quick underwriting times 
• Refinancing
• Jumbo Mortgages
• Multi-Family Loans
• Great processing
• More loan options
• Extreme marketing programs

If you feel your vision for the mortgage industry is the same as ours, then contact Dan or Scott for a confidential interview at info@www.exchangefinancial.com